If my employer offers health insurance, can I still keep my Medicaid coverage?

If your employer offers health insurance, you may still be able to keep your Medicaid coverage. Here are some important points to consider:

  1. Medicaid Benefits: Medicaid usually has no monthly premium, and the copayments for services are generally lower compared to employer-sponsored plans [1].
  2. Qualifying for Medicaid: If you qualify for Medicaid based on your income and other eligibility criteria, you can still keep your Medicaid coverage even if your employer offers health insurance [3].
  3. Job-Based Coverage: If you have job-based insurance, you may not qualify for savings on a Marketplace plan. Most job-based plans meet the standards required for coverage [2].
  4. Changing to a Marketplace Plan: If you have job-based coverage and want to switch to a Marketplace plan, you might not qualify for savings or other benefits. However, you can still apply to see if you qualify and choose the best option for your needs [2].
  5. Canceling Marketplace Plan: If you have a Marketplace plan and receive an offer of health insurance through a job, you may no longer qualify for savings on your Marketplace plan. If you accept the job-based coverage offer, you may want to cancel your Marketplace plan. However, if you haven't accepted the offer yet, you should update your Marketplace application to determine how the offer impacts your savings [2].

It's important to note that Medicaid eligibility and coverage can vary by state. Therefore, it's recommended to consult with your state's Medicaid office or a healthcare professional to get accurate and personalized information regarding your specific situation.

  1. How Health Benefits Work: Employer-Sponsored Coverage
  2. See Your Options If You Have Job-Based Health Insurance | HealthCare.gov
  3. Can I Still Get Medicaid If My Employer Offers Health Insurance?

Continue the conversation

Explore more

Is it possible to switch from Medicare to my employer's medical insurance?

Will I still be covered by my company health insurance if I quit my job after getting a medical procedure?

Will my Medicaid still be active on the day my coverage ends?

About Poe

Ask anything, get instant answers, and dive deeper into any topic with AI. Talk to leading AI bots like ChatGPT, GPT-4, Claude 3, and millions of others. Plus, generate images with bots like DALLE 3, Stable Diffusion XL, Playground v2, and more - all in one place.